Golden examples are what the passport offers as evidence that the agent does what
it says. Your rebuild is checked against these. This site checked the file's format, not the truth
of its examples.
One real brief from the original, reproduced whole with nothing elided. It is a template of shape, never expected content: the person installing this will research a different account on a different day, from different pages, and different content is the correct result. The dates inside it are the original's run date, not a freshness target.
> Filled in for this run: the request named one account and its website and gave a one-line description of the meeting, which is why the brief mentions who the meeting is with. The account is a public company researched as a demo, not a real prospect, so the owner kept every name in it. None of the settings were set: no offering, no target segment, no sales methodology, no CRM, no sales material folder, research window at its default of 180 days, length at standard. That is why Account context and Relevant proof points hold only Not found lines and the discovery questions are not grouped. No declared-only capability rendered anything; the agent has none.
Captured 2026-09-27:
## Company identification
This brief covers **Temenos AG**, a Swiss public company (SIX: TEMN) headquartered in Geneva that provides enterprise software for banks and financial services, including core banking, digital banking, and AI-driven solutions [S3, S2]. The company is identified by its domain `temenos.com`, specific product names like 'Core Banking' and 'Temenos Stacks', and its focus on banking technology [S1].
* **Temenos (Greek term)**: Excluded because it refers to the etymological and psychological definition of the word, hosted on `en.wikipedia.org`, not `temenos.com` [S1].
## Executive snapshot
* **Public:** Temenos is a global leader in banking technology, trusted by over 950 banks and serving more than 3,000 financial institutions in 145 countries [S2, S3].
* **Public:** The company recently announced a new Product & Technology leadership team in July 2026 to accelerate its AI-powered technology capabilities and product roadmap [S6].
* **Public:** Temenos completed the acquisition of additiv AG in July 2026, with the founder joining the senior management team [S2, S5].
* **Public:** The company published its 2026 Interim Report in September 2026 and announced a share buyback program of up to CHF 100m in August 2026 [S2].
* **Hypothesis:** Temenos is aggressively pivoting its product strategy toward AI and composability, as evidenced by the new leadership structure focused on AI and the marketing emphasis on "Intelligent Core" and "Temenos Copilots" [S6, S4].
## Recent developments
* **Public:** September 24, 2026: Temenos announced new global research commissioned with Celent, titled "The Banking Expectation Gap," highlighting the fight to keep customers in the AI era [S2].
* **Public:** September 8, 2026: Temenos published its 2026 Interim Report [S2].
* **Public:** August 12, 2026: Temenos announced a new share buyback program of up to CHF 100m [S2].
* **Public:** August 6, 2026: GO Telecom launched new lending services in Saudi Arabia powered by Temenos Core and Digital [S2].
* **Public:** July 29, 2026: Temenos announced a new Product & Technology leadership team, including the appointment of Cormac Flanagan as Chief Product Officer and Tony Coleman as Chief Technology Officer, effective August 3, 2026 [S6].
* **Public:** July 27, 2026: Temenos was named one of the World’s Top Fintech Companies by CNBC [S2].
* **Public:** July 22, 2026: Temenos announced Q2-26 results and reconfirmed FY-26 guidance [S2].
* **Public:** July 20, 2026: Temenos was recognized as the World’s Best Core Banking Solution by Euromoney for the second consecutive year [S2].
* **Public:** July 17, 2026: Temenos completed the acquisition of additiv AG [S2].
## Account context
* **Not found:** No CRM record exists as the CRM database is not configured.
* **Not found:** No uploaded account notes or internal sales history are available.
* **Not found:** No approved sales materials or proof points are connected.
## Likely priorities and risks
* **Hypothesis:** AI integration is a top priority for Temenos's product strategy, as the new leadership team was explicitly tasked with advancing "AI-powered technology capabilities" and the core product page highlights "Intelligent Core" with AI Agents [S6, S4].
* **Hypothesis:** Composability and modular modernization are key selling points, as Temenos emphasizes "Composable Banking without compromise" to help banks modernize in months rather than years [S4].
* **Hypothesis:** The acquisition of additiv AG suggests a priority on expanding analytics or big data capabilities, given additiv's background and the integration of its founder into senior management [S2, S5].
* **Risk:** The company is undergoing significant leadership changes in Product and Technology, which may create internal focus shifts or temporary instability in product roadmaps [S6].
* **Not found:** It is not found whether Temenos has specific priorities regarding AI in core banking for *their own* internal operations, as the sources focus on their product offerings to banks.
## Stakeholder map
* **Public:** Takis Spiliopoulos, Chief Executive Officer [S5].
* **Public:** Cormac Flanagan, Chief Product Officer (appointed July 29, 2026) [S6].
* **Public:** Tony Coleman, Chief Technology Officer (appointed July 29, 2026) [S6].
* **Public:** Barb Morgan, former Chief Product and Technology Officer (stepped down July 29, 2026) [S6].
* **Public:** Michael Stemmle, additiv Founder, Senior Management Group [S5].
* **Public:** Adam Snyder, Director of Corporate Affairs [S5].
* **Not supported by the sources:** No specific product team members or individual contributors were named in the sources. The meeting is with "their product team," so identifying specific engineers or product managers is a gap.
## Relevant proof points
* **Not found:** No approved sales materials are connected.
## Discovery questions
1. With the new Product & Technology leadership team announced in July [S6], how has the strategic focus for AI integration in core banking shifted for the upcoming fiscal year?
2. Given the acquisition of additiv AG in July [S2], how is Temenos integrating additiv’s capabilities into the Temenos Stacks or core platform?
3. The new leadership team is tasked with advancing AI-powered capabilities [S6]; what are the specific "Temenos Copilots" or AI Agents currently available in the core banking product?
4. Temenos emphasizes "Composable Banking" to reduce modernization time [S4]; what are the most common modules banks are adopting first in this composable approach?
5. With the recent share buyback and interim report [S2], how is Temenos balancing investment in R&D for AI with financial returns?
6. The sources mention "Temenos Stacks" as supported software combinations; how does this stack model impact the integration of third-party AI tools?
7. Given the leadership transition from Barb Morgan to Cormac Flanagan and Tony Coleman [S6], what are the immediate priorities for the product roadmap in the next 12 months?
8. Temenos was named a Leader in the Gartner Magic Quadrant for Retail Core Banking Systems in 2026 [S2]; what specific vision and innovation marks distinguish them from competitors in the eyes of their clients?
9. With the focus on "Intelligent Core" and AI Agents [S4], how does Temenos address data privacy and regulatory compliance for banks implementing these AI features?
10. The sources highlight a shift to cloud-native and SaaS models [S4]; what are the biggest challenges banks face when migrating to Temenos SaaS for core banking?
## Source list
- [S1] Public: Web search results for Temenos (snippets, used only to tell companies apart), web search listing
- [S2] Public: Temenos | Core, Digital & AI Banking Software Leader, https://www.temenos.com/
- [S3] Public: Temenos AG - Wikipedia, https://en.wikipedia.org/wiki/Temenos_AG
- [S4] Public: Temenos Core Banking | Modular, Scalable Banking Platform, https://www.temenos.com/products/core-banking/
- [S5] Public: Leadership | Temenos, https://www.temenos.com/about-us/leadership/
- [S6] Public: Temenos announces new Product and Technology Leadership team - Temenos, https://www.temenos.com/press_release/temenos-announces-new-product-and-technology-leadership-team/
## What to do next
1. Review the July 29, 2026 press release regarding the new Product & Technology leadership team to understand the specific mandates of Cormac Flanagan and Tony Coleman [S6].
2. Research the capabilities of additiv AG to better understand what Temenos acquired and how it fits into their current product stack [S2].
3. Prepare to ask about the specific AI features ("Copilots," "Agents") mentioned in the core banking product page, as this is a key differentiator [S4].
4. Confirm if there are any internal notes or contacts for Temenos's product team in other systems, as the CRM is not configured.